Company employee insurance is legally required and group insurance is most often used, whereby employees are protected in case of injuries sustained at work and outside of it, and their families in case of death of the insured due to an accident or illness.
Group employee insurance for occupational and work-related illnesses is the employer’s legal obligation under Article 53 of the Occupational Health and Safety Law. Pursuant to this Article, the financial resources that provide mandatory employee insurance are borne by the employer and determined based on the level of risk of injury or illness at the workplace and in the work environment.
Insurance against work injuries may refer to:
- permanent disability,
- death as a result of an accident,
- compensation in case of incapacity for work,
- costs of treatment and hospitalization resulting from an accident.